Terms of Service

These Terms of Service ("Terms") govern your use of the AI Stock News website (aistocknow.com) and our iOS and Android mobile applications (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

1. Not Financial Advice

All content on the Service is provided for informational and educational purposes only and does not constitute financial, investment, tax, legal, or trading advice. AI-generated sentiment, impact scores, market summaries, and next-day predictions are algorithmic outputs based on news data and historical patterns — they are inherently uncertain, may be inaccurate, and should not be the sole basis for any investment decision. You are solely responsible for your own investment decisions. Consult a licensed financial advisor before acting on any information you find here.

2. No Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, accurate, timely, secure, or that predictions will materialize.

3. Limitation of Liability

To the maximum extent permitted by law, AI Stock News and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages — including but not limited to trading losses, lost profits, or lost data — arising out of or related to your use of the Service.

4. Acceptable Use

You agree not to:

• Scrape, mirror, or systematically download content without permission.
• Use the Service to harass, threaten, defame, or harm others through the comments feature.
• Post spam, misleading financial claims, pump-and-dump schemes, or any illegal content.
• Attempt to gain unauthorized access to our servers, accounts, or systems.
• Use automated tools (bots, crawlers) at a rate that degrades Service performance.

5. User-Submitted Content

You retain ownership of comments you submit, but you grant AI Stock News a worldwide, royalty-free license to display, distribute, and moderate that content as part of the Service. We may remove any content at our discretion, including content that violates these Terms or applicable law.

6. Intellectual Property

All Service content — including the site design, logos, AI-generated summaries, predictions, and source code — is owned by AI Stock News or licensed to us. You may share links and brief excerpts with attribution, but you may not republish substantial portions of our content without permission.

7. Third-Party Content & Links

The Service surfaces news headlines and links from third-party sources. We do not endorse, control, or take responsibility for third-party content. We may also display advertisements served by third parties (such as Google AdSense); those advertisers' practices are governed by their own policies.

8. Privacy

Your use of the Service is also governed by our Privacy Policy.

9. Changes to These Terms

We may update these Terms from time to time. Material changes will be reflected on this page with an updated revision date. Continued use of the Service after changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the jurisdiction in which AI Stock News operates, without regard to conflict-of-laws principles. Any disputes shall be resolved in the competent courts of that jurisdiction.

11. Contact

Questions about these Terms? Reach us at northcoderlife@gmail.com or via the feedback form.